About us

Direct Home Loans & Business Finance was established in 1993 as a 100% Australian owned and operated independent mortgage lender.Its purpose is to make home ownership more affordable with low rates, low entry fees and outstanding service. This has been the foundation on which Direct Home Loan & Business Finance has helped thousands of home owners and investors reach their goals over the past 10 years.

Direct Home Loans & Business Finance is a member of the Mortgage Industry association of Australia (MIAA).Not only do we support and rigidly adhere to their code of ethics we also comply with the State and Federal legislation which is monitored by the Australian Securities and Investment Commission, the Department of Fair Trading and Australian Consumer and Competition Commission

We enjoy an excellent relationship with Australia's major banks. In order to access lower cost funds we actively raise funds from the capital markets through insurance companies, large superannuation funds and other institutional investors. The manner in which we obtain our funds allows us to pass on huge savings to our borrowers in the form of lower interest rates as well as offering variety and alternatives.

We fully understand that excellent customer service is vital for our business to grow. Our refreshingly enthusiastic and knowledgeable consultants are dedicated to keeping you informed of any product changes or industry developments. We approach each case individually in order to develop the most efficient and accurate program to fulfill your specific needs.

Our database software is one of the most sophisticated in the industry and ensures that our customers can access updated information and manage their own account.